Financial services rooted in Lesotho

Loans made simple, for life and growth.

Financing options for students, employees and self-employed people, with a clear path from application to assessment.

Explore how to apply Explore our loans

Every request is subject to eligibility, affordability and agreed terms.

Built around your journey

Financing for different paths

Choose the option that reflects your situation, then review its requirements before you apply.

Student with study materials and a laptop
01 / STUDENTS

Make room for the next semester.

For eligible tertiary students who need financing suited to their circumstances.

Choose a student draft
Employee in a professional setting
02 / EMPLOYEES

Plan around a regular income.

For salaried applicants with verifiable income and an affordable repayment plan.

Choose an employee draft
Entrepreneur at her place of business
03 / SELF-EMPLOYED

Support the work you build.

For entrepreneurs and traders earning income through a business or trade.

Choose a business draft
A clearer process

Know what comes next

See how it works →

Explore

Review the loan options, eligibility guidance and information requested.

Apply

Create an account and prepare your details and supporting documents.

Assessment

LMAS reviews the application and communicates the decision and next steps.

Make an informed choice

Understand the commitment before you borrow.

Check the affordability requirements, fees and final agreement before accepting any offer.

Read eligibility guidance